We
extend our service to anyone regardless of race, color or ethnicity.
Interest
Rate Reduction Refinance Loan (IRRRL)
What VA Does For The Refinancing Veteran
VA allows Veterans who currently have a high rate VA Loan
to take advantage of lower interest rates without all the
paperwork normally associated with refinancing. In order to
qualify you must be making timely payments and have a VA mortgage.
All liens on the property must be subordinated to the VA loan.
NO appraisal is needed
NO income verification
NO credit underwriting
NO Termite Certificate
You may close in your own home
You may request an additional $3000 for Energy Efficiency
home improvements.
This is the simplest and fastest way for a Veteran to take
advantage of lower interest rates.
What the Refinancing Veteran
Needs To Get Started
Now that you have decided to reduce your interest rate, you
need to enroll in the IRRRL (Interest Rate Reduction Refinance
Loan) VA mortgage program.
To get started contact the rate reduction department at 1-866-562-6318.
Be prepared to have the following information available:
Veteran’s / borrower (s) name, address
Social Security number (s)
Phone numbers
Date of birth (s)
Estimated loan balance
Estimated property taxes
A deposit of $195.00 is required and is refundable upon
closing. (Visa, MasterCard, and Discover)
Available terms for VA Financing:
30 year fixed rate
15 year fixed rate
3/1 ARM fixed for first three years
Customer Service:
1-866-562-6318
Call a representative today for a free consultation. Our operators
are standing by.
